A simple, proven-effective formula for freeing yourself from debt--and staying that way * Revised and updated, with a new Preface by the author

"A must read for anyone wanting to get their head above water."--The Wall Street Journal

THE CLASSIC GUIDE, REVISED WITH UP-TO-THE-MINUTE INFORMATION

OUT OF THE RED
* Do this month's bills pile up before you've paid last month's?
* Do you regularly receive past-due notices?
* Do you get letters threatening legal action if immediate payment is not made?
* Do the total amounts of your revolving charge accounts keep rising?

INTO THE BLACK
Whether you are currently in debt or fear you're falling into debt, you are not alone. Sixty million Americans--from doctors to secretaries, from executives to the unemployed--face the same problem and live under the same daily stress. Based on the proven techniques of the national Debtors Anonymous program, here is the first complete, step-by-step guide to getting out of debt once and for all. You'll learn

* how to recognize the warning signs of serious debt
* how to negotiate with angry creditors, collection agencies, and the IRS
* how to design a realistic and painless payback schedule
* how to identify your spending blind spots
* how to cope with the anxiety and daily pressures of owing money
* plus the three cardinal rules for staying out of debt forever, and much more!

This book is neither sponsored nor endorsed by Debtors Anonymous. A recovered debtor, the author is intimately familiar with the success of the Debtors Anonymous program.

• We started tracking this book on October 23, 2011.
• This book was $7.99 when we started tracking it.
• The price of this book has changed 158 times in the past 4,814 days.
• The current price of this book is $13.99 last checked 13 hours ago.
• This lowest price this book has been offered at in the past year is $4.99.
• The lowest price to date was $1.99 last reached on April 29, 2018.
• This book has been $1.99 2 times since we started tracking it.
• The highest price to date was $15.99 last reached on February 26, 2023.
• This book has been $15.99 one time since we started tracking it.

• Business & Money

• Text-to-Speech: Disabled
• Lending: Disabled
• Print Length: 338 Pages
• File Size: 3,340 KB